Privacy Policy

Introduction

morquitheraoffice ("we," "us," or "our") operates morquitheraoffice.sbs and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our investment principles platform. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access our site.

Information We Collect

We may collect information about you in a variety of ways. The information we may collect on our platform includes:

Personal Data

• Name and contact information including email address and phone number
• Demographic information such as age, gender, and location
• Financial information relevant to investment planning and risk assessment
• Investment preferences and financial goals
• Communication preferences and marketing consent

Usage Data

• Information about how you use our website and services
• Browser type, operating system, and device information
• IP address, access times, and referring URLs
• Pages viewed and time spent on our platform
• Click-through rates and user interactions

How We Use Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via our platform to:

Purpose	Description	Legal Basis
Service Provision	Provide personalized investment education and financial planning resources	Contract Performance
Communication	Send you updates about our services, educational content, and market insights	Legitimate Interest
Improvement	Analyze usage patterns to enhance our platform and user experience	Legitimate Interest
Compliance	Meet legal obligations and regulatory requirements	Legal Obligation

Data Sharing and Disclosure

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

Service Providers

We may share your data with third-party service providers who perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. These service providers are contractually obligated to protect your information and use it only for the specific purposes we've authorized.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities, including to meet national security or law enforcement requirements. We may also disclose your information to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.

Your Privacy Rights

You have certain rights regarding your personal information. Depending on your location, you may have the right to:

Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

Security Measures Include:

• SSL encryption for data transmission
• Regular security audits and vulnerability assessments
• Access controls and authentication mechanisms
• Regular staff training on data protection practices
• Secure data storage with encryption at rest

Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. When determining the retention period, we consider factors such as:

• The nature and sensitivity of the personal information
• The purposes for which we process the information
• Legal, regulatory, and compliance requirements
• Our business needs and legitimate interests

International Data Transfers

Our platform may be accessed from countries around the world. If you are accessing our platform from outside Malaysia, please be aware that your information may be transferred to, stored, and processed in Malaysia where our servers are located and our central database is operated. By using our platform, you consent to the transfer of your information to Malaysia.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our platform and hold certain information. Cookies are files with small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

Types of Cookies We Use:

• Essential cookies for platform functionality
• Analytics cookies to understand user behavior
• Preference cookies to remember your settings
• Marketing cookies for targeted advertising

Children's Privacy

Our platform is not intended for children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us immediately.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.